- Home
- All Credit Unions
- Embold
Headquarters
Po Box 2020
Oregon City, OR 97045
See all branch locations →
| Notable Rates | APY | Vs.Others |
|---|---|---|
| Savings | 0.10% | 5.55% → |
| 1-Year CD | 0.70% | 5.41% → |
| 2-Year CD | 1.20% | 4.95% → |
| 5-Year CD | 1.45% | 4.55% → |
| 30-Year Mortgage | N.A. | 4.91% → |
| 15-Year Mortgage | N.A. | 4.39% → |
| HELOC | N.A. | 0.99% → |
- Overview
- Membership
- Deposit Rates
- Loan Rates
- Branches
- Climate
- Financial Details
- FAQs
- Reviews
2024 Overview
General Credit Union Information
Embold is an NCUA insured institution located in Oregon City, OR. It was founded in 1957 and has approximately $592.83 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships, or attends school in Clackamas County.
Other ways to be eligible: Go to school in Oregon City? Live in West Linn? Go to church in Canby? Work in Sandy? Do you do any of these things anywhere in Clackamas County? If yes, you’re eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11793 |
| Date Established | 1957 |
| Assets | $592.83 million |
| Loans | $431.46 million |
| Deposits | $533.84 million |
| Capital | $55.80 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Clackamas County, Oregon.
Deposit Rates - June 29, 2024
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings | 0.10% | $2,500 | $4,999 | Learn More |
| Money Market | 0.03% | $2,500 | $2,999 | Learn More |
| Money Market | 0.13% | $10,000 | $14,999 | Learn More |
| Money Market | 0.15% | $25,000 | $29,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD | 0.45% | $10,000 | $14,999 | Learn More |
| 6 Mo CD | 0.45% | $100,000 | $199,999 | Learn More |
| 12 Mo CD | 0.70% | $10,000 | $14,999 | Learn More |
| 12 Mo CD | 0.70% | $100,000 | $199,999 | Learn More |
| 24 Mo CD | 1.20% | $10,000 | $14,999 | Learn More |
| 24 Mo CD | 1.20% | $100,000 | $199,999 | Learn More |
| 36 Mo CD | 1.25% | $10,000 | $14,999 | Learn More |
| 36 Mo CD | 1.25% | $100,000 | $199,999 | Learn More |
| 48 Mo CD | 1.35% | $10,000 | $14,999 | Learn More |
| 48 Mo CD | 1.35% | $100,000 | $199,999 | Learn More |
| 60 Mo CD | 1.45% | $10,000 | $14,999 | Learn More |
| 60 Mo CD | 1.45% | $100,000 | $199,999 | Learn More |
Loan Rates - June 29, 2024
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Embold
Please contact the bank for questions about their loan products.In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | Learn More |
|---|---|---|---|---|---|---|
 NMLS ID: 401822 | 6.553% | 6.375% | 0.88 | $6,000 | $1,997 | Learn More |
 NMLS ID: 2059741 | 6.635% | 6.500% | 0.75 | $4,512 | $2,023 | Learn More |
 NMLS ID: 6606 | 6.963% | 6.875% | 0.88 | $2,883 | $2,103 | Learn More |
 NMLS ID: 1025894 | 6.987% | 6.875% | 0.88 | $3,641 | $2,103 | Learn More |
See More Mortgage Rates →
Featured - Virginia Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | MonthlyPayment? | Learn More |
|---|---|---|---|
 Third Federal Savings and Loan See Table | 7.990 % | $0 | Learn More More Info |
See More Home Equity Rates →
Note to Embold
To upload and update your bank's rates please register.It is free to register and add rates.
Branches
Below are Embold branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Embold Locations
View Branches Nationwide →
Climate Policy and Initiatives
EMBOLD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Embold Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Embold.The data is provided by the NCUA.All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Embold | U.S. Average |
|---|---|
| 18.01% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses.The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Embold had $10,427,414 in non-current loans and $193,520 in owned assets.To cover these potential losses it had $55,799,907 in net worth and $3,178,805 in loans loss reserves.That gives it a Texas Ratio of 18.01%.
Net Worth
| Embold | U.S. Average |
|---|---|
| 9.41% | 13.62% |
Embold FCU has a net worth of 9.41% versus the BestCashCow average of 13.62.Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews forEmbold
There are currently no comments for EMBOLD. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account
or
LATEST ARTICLES ON Savings
- Fed Ends July 2024 Meeting and Remains Unwilling to Lower Rates
- Why Would the Federal Reserve Lower Interest Rates Now?
- New FDIC Rules for Trust Accounts Begin Today
- Interest Rates Are Headed Down Later in 2024, But Your Savings Account Interest Rate Should Not Have Fallen Yet
- The Federal Reserve End March 2024 Meeting Again Holds Interest Rates at 5.25-5.50% Target
- Federal Reserve Maintains Rates at 5.25% to 5.50% Target, Refuses to Guide When It May Cut
- Do US Treasury Bonds Serve a Purpose For Depositors?
- Federal Reserve Holds At 5.25% to 5.50% Target and Says Inflation has Eased
See All Savings Articles
LATEST ARTICLES ON Cds
- 3 Simple Reasons to Never Ever Buy a Brokered Certificate of Deposit
- You Have Not Missed Your Chance to Lock in Long-Term Cash At Higher Rates
- Certificates of Deposit Are Now More Attractive than US Treasurys Across All Maturities for All Tax Brackets
- A Variable Rate or Indexed Rate CD is an Absurd Product for Depositors
- 1-Year CDs Offer Superior Returns to 1-Year US Treasuries for Everyone
- Buying Brokered CDs from Banks on the Brink Seems Like a Bad Strategy
- Warming Slightly to Certificates of Deposit
- Mid-2022 is Just Not the Time to Buy Certificates of Deposit
See All CD Articles
New Bank Offers
- CFG Bank Raises 1-Yr and 18-Month CDs to 5.36% APY and 5.00% Respectively - Jun 27, 2024
- Capital One Lowers Its 360 Performance Savings Rate to 4.25% APY` - Apr 11, 2024
- Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024
- Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024
- Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024
- CIBC US Discontinues 1-Year CD Product - Feb 22, 2024
- BMO Alto Lowers Its CD Rates Again - Feb 20, 2024
- Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024
Other Credit Unions to Consider
- 1st Advantage
- Justice
- Belvoir
- Roanoke Postal Employees
- Jackson River Community
- Entrust Financial
- Midway
- Riverside Health System Employees'
- Charlottesville Postal
- Hampton City Emp Credit Union Inc.
Register credit union Do you represent Embold?
