Embold Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Embold Federal Credit Union Deposit Rates

12-month CD rates can be found at 0.15%, 6-month CD rates at 0.25% and 3-month CD rates at 0.85%. Savings rates are at 0.25% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 6.58%. Credit Card rates are at 8.99%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

Compare Embold Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Embold Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Embold Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Embold Federal Credit Union? Share your experience about Embold Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Embold Federal Credit Union.

Overall, Embold Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.78%

18-Month CD

N/A

2.42%

24-Month CD

N/A

2.37%

36-Month CD

N/A

2.22%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.24%

Savings

N/A

0.86%

MMA

N/A

1.54%

30-Year Fixed

N/A

6.93%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Embold Federal Credit Union
Admin Branch

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267

https://www.emboldcu.org

MonitorBankRates' Rating

5/5

★★★★★

Review Embold Federal Credit Union

Compare Embold Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Modern Bank

6-Month CD

5.25%

$10,000

Barclays Bank

12-Month CD

5.00%

Evans Bank

Orange Saver Savings

5.00%

First National B&T Co. of Bottineau

12-Month CD

4.96%

$500

Barclays Bank

18-Month CD

4.50%

Great Plains State Bank

24-Month CD

4.50%

$500

Randolph Brooks FCU

24-Month CD

4.21%

$1,000

Discover Bank

60-Month CD

3.75%

$2,500

Kearny Bank

18-Month CD

3.60%

$500

Security FSB

SecFed High Yield Money Market

3.56%

$250,000

Premier Bank Omaha, NE

18-Month CD

3.55%

$500

Access Credit Union Bristol Pa Credit Union

6-Month CD

3.55%

$500

The Bank of Tescott

19-Month CD

3.52%

Primary Bank

18-Month CD

3.50%

$1,000

Bank of Prague

12-Month CD

3.02%

$1,000

Yampa Valley Bank

Prime Savings

2.99%

$3,000

FSB of Randolph County

6-Month CD

2.75%

$500

Premier Bank Omaha, NE

Premier Money Market

2.53%

$500,000

WCB West Central Bank

12-Month CD

2.52%

$1,000

Citizens State Bank Sheldon, IA

48-Month CD

2.51%

$500

Walden Savings Bank

12-Month CD

2.50%

$1,000

Warren-Boynton State Bank

24-Month CD

2.31%

$1,000

Jonah Bank of Wyoming

18-Month CD

2.28%

$500

NBT Financial Bank

Personal Savings

2.27%

$200

Port Washington State Bank

36-Month CD

2.25%

$10,000

1st Mississippi Federal Credit Union

60-Month CD

2.02%

$500

Enterprise Bank Allison Park, PA

Simplicity Consumer Checking

1.87%

Ohio Valley Bank Co.

60-Month CD

1.50%

$2,500

First National Bank in Amboy

36-Month CD

1.35%

$1,000

The Bank of Protection

Money Market Tier 3

1.26%

$25,000

First National Bank in Amboy

12-Month CD

1.21%

$1,000

Murphy-Wall State B&T Co.

48-Month CD

0.80%

$1,000

First National B&T Co. of Bottineau

Money Market

0.75%

$2,500

Community National Bank (VT)

24-Month CD

0.59%

$2,500

The Peoples Community Bank

6-Month CD

Compare Embold Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Nuvision Federal Credit Union

15-Year Fixed

5.750%

6.035%

1.000

Pittsford Federal Credit Union

10-Year Fixed

6.000%

6.039%

0.000

Freedom Credit Union

30 Year Fixed

6.000%

6.041%

0.000

Navy Federal Credit Union

3/5 Conforming ARM

5.125%

6.176%

0.250

Navy Federal Credit Union

15-Year Fixed Jumbo

6.000%

6.197%

0.250

Hatboro Federal Savings

15-Year Fixed

5.875%

6.270%

2.000

Addition Financial Credit Union

15-Year Fixed

6.125%

6.309%

0.000

Harleysville Bank

15-Year Fixed

6.500%

6.521%

0.000

Laredo Federal Credit Union

10 Year Fixed

6.125%

6.526%

0.000

Mountain America Federal Credit Union

30-Year Fixed

6.375%

6.530%

0.000

Citizens Federal S&LA

15-Year Fixed

6.375%

6.560%

0.500

American Eagle Financial Credit Union

20-Year Fixed

6.375%

6.586%

0.000

Lakewood Credit Union

10 Year Fixed

6.450%

6.590%

0.000

Midwest Liberty Federal Credit Union

20 Year Fixed

6.375%

6.623%

0.000

NASA Federal Credit Union

30-Year Fixed

6.500%

6.631%

0.000

Citizens State Bank Cadott, WI

30-Year Fixed

6.500%

6.680%

0.000

Community First Bank Rosholt, WI

15-Year Fixed

6.500%

6.725%

0.000

Holyoke Credit Union

30 Year Fixed

6.625%

6.750%

0.000

Port Washington State Bank

30-Year Fixed

6.625%

6.756%

0.000

Academic Federal Credit Union

30-Year Fixed

6.625%

6.772%

0.000

Radius Federal Credit Union

30-Year Fixed

6.625%

6.772%

0.000

Ontario Shores Federal Credit Union

30-Year Fixed

6.625%

6.772%

0.000

Highpoint Community Bank

15-Year Fixed

6.500%

6.797%

0.000

Penn Community Bank

30-Year Fixed (Jumbo)

6.750%

6.797%

0.000

InFirst Bank

20-Year Fixed

6.630%

6.800%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Embold Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Security Service Federal Credit Union

Security Service Power MasterCard

12.740% - 18.000%

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Security Service Federal Credit Union

Security Service Power Travel Rewards World MasterCard

16.250% - 17.250%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Randolph Brooks FCU

Business Select Credit Card Mastercard

18.000%

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

Acipco Federal Credit Union

Visa Credit Card

9.990%

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

Randolph Brooks FCU

Premier Rate Credit Card Mastercard

12.950% - 18.000%

University First Federal Credit Union

Visa Crimson Rewards Card

13.740%

1st Northern California Credit Union

Visa Shared Secured

7.900%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Embold Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

Avenir Financial Federal Credit Union

Personal Loan

11.990%

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

Teachers Federal Credit Union

Unsecured Personal Loan

12.740%

$0 - $50,000

61 - 72

ACMG Federal Credit Union

Personal Loans

8.990%

Acadia Federal Credit Union

Personal Loans

11.900%

$0 - $15,000

24 - 60

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $500

48 - 48

First Technology Federal Credit Union

Personal Line of Credit Revolving

14.250%

$500 - $25,000

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Accentra Credit Union

Personal Loan

11.760%

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

Vystar Credit Union

Personal Loans

10.000%

1 - 36

Y-12 Federal Credit Union

Ultra Loan

13.990%

Academic Federal Credit Union

Signature Loan

7.000%

$500 - $15,000

Mountain America Federal Credit Union

Personal Loan

13.740%

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

AAC Credit Union

Personal Loans Share Secured

5.990%

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

Hughes Federal Credit Union

Line of Credit

13.450%

Achieve Financial Credit Union

Credit Builder Loan

9.000%

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

Academic Employees Credit Union

Preferred Personal Loan

10.000%

The Golden 1 Credit Union

Personal Line of Credit

13.040%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

Achieve Financial Credit Union

Student Loan Consolidation

5.490%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Embold Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Embold Federal Credit Union Information

Credit Union Name: Embold Federal Credit Union

Website: https://www.emboldcu.org

Full Time Employees: 136
Part Time Employees: 8
President: Michael Fraser
CEO: AARON GOFF
Branch Locations: 8
ATM Locations: 9

Corporate Office Address:

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267
Phone Number: 503-656-0671
Fax Number: 503-722-2826

Embold Federal Credit Union Financials

Total Assets:

597,837,528

Total Amount of Shares and Deposits:

533,401,005

Total Shares and Deposits < 1 Year:

503,792,822

Total Shares and Deposits 1 3 Years:

27,584,652

Total Shares and Deposits > 3 Years:

2,023,531

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

35,816,630

Total Uninsured Shares and Deposits > $250K (F+J):

35,816,630

Total Insured Shares and Deposits > $250K (item 17 less item K):

497,584,375

Total Interest Expense (Sum of items 6 8):

2,738,113

Share Certificates:

1,828

Number of Accounts for Share Drafts:

26,580

IRA KEOGH Accounts:

1,148

Number of Accounts for Regular Shares:

43,331

All other shares:

147

Non Member Deposits:

Money Market Shares:

2,096

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

22,856,935

Total Liabilities:

549,329,707

Embold Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Student Scholarships:

Payday Alternative Loans (PAL loans) (FCU Only):

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Yes

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Merchant Processing Services:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA

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Refinancing a Mortgage from an ARM to a Fixed Rate Mortgage

Do you have an adjustable rate mortgage (ARM) coming up? Now would be a good time to lock in a 30 year mortgage or 15 year mortgage at these historic low mortgage rates. Adjustable rate mortgages are also low these days but you run the risk of having to refinance again at a later date when rates might not be as low anymore.

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